Terms & Conditions

Please read the following payment terms carefully before completing your registration.

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1. Payment Confirmation

Your registration will be confirmed only after the deposit or full payment has been successfully received.
Seats in all training courses are limited and are reserved on a first-come, first-served basis.

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2. Deposit Policy

All deposits are non-refundable and non-transferable.
Deposits are required to secure your seat in the training course.

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3. Refund Policy

Due to the nature of training programs and digital educational materials, all payments are final and non-refundable.
Refunds will not be issued once the payment has been completed.

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4. Payment Plan Policy

If a payment plan is selected, the student agrees to complete all remaining installments according to the agreed schedule.
Failure to complete payments may result in cancellation of course access.

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5. Online Course Policy

Online training programs provide access to digital content.
Once access to the course materials or training videos has been granted, the purchase becomes non-refundable.

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6. Chargeback Policy

Students agree not to initiate any payment disputes or chargebacks after completing the payment without first contacting TOPGOLD to resolve the issue.
If a chargeback is initiated, the training provider reserves the right to pursue the matter through legal channels.

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7. Agreement

By completing the payment, you confirm that you have read, understood, and agreed to all training and payment policies on this website.

Payment via Interac e-Transfer must be sent within 24 hours after registration to secure your spot.